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The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

15 vs. 30 Yr Mortgages

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Definitions

Mortgage amount

Original or expected balance for your mortgage.

Interest rate

Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.

Marginal tax rate

This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.

Monthly payment

Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.

Total payments

Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.

Total interest

Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Kathleen Floryan Watson Realty Corporation Realtors 615 Highway A1A Ponte Vedra Beach, FL 32082 Mobile: 904-687-5146 Fax: 904-824-6304 Office Direct Line: 904-280-2826 KathleenFloryan@Number1Expert.com During my years helping buyers and sellers with their real estate needs, I've found that the best agents are always excellent negotiators. And once an offer has been accepted, they methodically take care of all the transaction details and keep everyone fully informed, thereby ensuring that every deal is a done deal. That said, with all the emotion and stress that accompany nearly every sale, I pride myself on making sure I do everything I can to make the experience enjoyable for my customers. So when you decide to sell or buy a home, please call or email me. I get paid only when you are satisfied and the property closes. I promise to save you time, money and energy. So what's not to like? I hope to hear from you when the time is right.

      

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